Best Credit Cards in India 2026

Compare 15 credit cards from top banks. Find the perfect card for your lifestyle.

All Cards Cashback Travel Rewards Fuel No Annual Fee Premium
HDFC Bank Visa

HDFC Regalia

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (8,900)

4X rewards on all spends

Annual Fee ₹2,500
Welcome Bonus 2500 reward points
Complimentary airport lounge access Golf privileges
234 applied today Apply Now
HDFC Bank Visa

HDFC Millennia

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (12,340)

5% cashback on Amazon, Flipkart

Annual Fee ₹1,000
Welcome Bonus 1000 reward points
5% cashback on online shopping 1% on offline POS
567 applied today Apply Now
SBI Card Visa

SBI SimplyCLICK

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (15,670)

10X rewards on partner brands

Annual Fee ₹499
Welcome Bonus 500 Amazon voucher
10X rewards on Amazon,... Welcome Amazon voucher
423 applied today Apply Now
ICICI Bank Visa

ICICI Amazon Pay

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (23,450)

5% on Amazon for Prime, 3% without

Annual Fee FREE
Welcome Bonus 500 Amazon Pay balance
Lifetime free card 5% on Amazon with Prime
890 applied today Apply Now
Axis Bank Visa

Axis Bank ACE

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (8,760)

5% on bill payments, 4% on Swiggy/Zomato

Annual Fee ₹499
Welcome Bonus 500 Amazon voucher
5% on utility bill payments 4% on Swiggy, Zomato, Ola
345 applied today Apply Now
HDFC Bank Diners Club

HDFC Diners Club Black

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (5,430)

5X rewards, 33% value on SmartBuy

Annual Fee ₹10,000
Welcome Bonus 5000 reward points
Unlimited lounge access worldwide Golf privileges at 100+ courses
78 applied today Apply Now
AU Small Finance Bank Visa

AU Small Finance LIT

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (6,780)

Customizable rewards

Annual Fee FREE
Welcome Bonus Customizable benefits
Fully customizable card Choose your own benefits
567 applied today Apply Now
SBI Card Visa

SBI Card ELITE

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (7,890)

5X on dining, 2X on grocery

Annual Fee ₹4,999
Welcome Bonus 5000 reward points
5X rewards on dining 2X on grocery and...
156 applied today Apply Now
Kotak Mahindra Bank Visa

Kotak 811 #DreamDifferent

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (9,870)

1% cashback on all UPI

Annual Fee FREE
Welcome Bonus None
Lifetime free 1% cashback on UPI payments
678 applied today Apply Now
IDFC First Bank Visa

IDFC First WOW

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (5,430)

3X rewards on online spends

Annual Fee FREE
Welcome Bonus Flat Rs 250 cashback
Lifetime free 3X on online spends
345 applied today Apply Now
Axis Bank Visa

Axis Bank Atlas

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (3,450)

5X on travel, 2X on dining

Annual Fee ₹5,000
Welcome Bonus 5000 EDGE Miles
5X on travel bookings 2X on dining and entertainment
123 applied today Apply Now
IndusInd Bank Visa

IndusInd Legend

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (2,100)

1.5% cashback on all spends

Annual Fee ₹10,000
Welcome Bonus Domestic flight voucher
Unlimited 1.5% cashback Unlimited lounge access
56 applied today Apply Now
ICICI Bank Visa

ICICI HPCL Coral

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (6,780)

4% fuel savings at HPCL

Annual Fee ₹199
Welcome Bonus 500 reward points
4% savings on HPCL fuel 1% fuel surcharge waiver
234 applied today Apply Now
HDFC Bank Visa

HDFC IndianOil

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (5,430)

5% on IndianOil fuel, 5X on dining

Annual Fee ₹500
Welcome Bonus 250 fuel points
5% savings on IndianOil 5X points on dining
189 applied today Apply Now
SBI Card Visa

SBI Cashback

XXXX XXXX XXXX 1234

★ ★ ★ ★ ★ (8,760)

5% cashback on online spends

Annual Fee ₹999
Welcome Bonus Rs 500 cashback
5% unlimited cashback on... 1% on offline spends
312 applied today Apply Now