Best Startup Loans in India — March 2026
3 offers from 17+ lenders. Updated today.
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3 results
Stat
State Bank of India
★
4.4
(3,450)
Interest Rate
10.0% - 14.5%
Loan Amount
₹500K — ₹200L
Tenure
12 — 84 months
Processing Fee
0.50%
CGTMSE coverage
Startup India scheme
No collateral up to 2 Cr
89 applied today
Kota
Kotak Mahindra Bank
★
4.2
(1,890)
Interest Rate
14.0% - 22.0%
Loan Amount
₹200K — ₹75L
Tenure
12 — 48 months
Processing Fee
2.00%
Revenue-based lending
Digital-first process
Mentorship connect
56 applied today
Baja
Bajaj Finserv
★
4.0
(1,230)
Interest Rate
15.0% - 26.0%
Loan Amount
₹100K — ₹50L
Tenure
12 — 36 months
Processing Fee
3.00%
Quick approval
Minimal vintage
Flexi loan
43 applied today
Everything You Need to Know About Startup Loans
Compare the best startup loans from top Indian banks and NBFCs. JaldiMoney helps you find the lowest rates, check your eligibility, and apply online — all in one place.
Use the filters above to narrow down offers based on your requirements. Check your free credit score first for the most accurate rate estimates.
Frequently Asked Questions
What is the minimum credit score for a startup loan?
Most lenders require a minimum credit score of 650-700 for startup loans. However, some NBFCs and fintechs may approve loans with scores as low as 600, albeit at higher interest rates. Check your free credit score on JaldiMoney to know where you stand.
How long does approval take?
Many lenders now offer instant or same-day approval for pre-approved customers. For new applications, approval typically takes 1-7 days depending on the lender and loan type.
Does comparing on JaldiMoney affect my credit score?
No. Comparing offers on JaldiMoney does not trigger a hard inquiry on your credit report. Your score is only affected when you formally apply with a specific lender.