Best Gold Loans in India — March 2026
4 offers from 17+ lenders. Updated today.
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4 results
Stat
State Bank of India
★
4.5
(5,430)
Interest Rate
7.5% - 9.5%
Loan Amount
₹20K — ₹200L
Tenure
12 — 36 months
Processing Fee
0.50%
Lowest rates
Bank security
Long tenure option
234 applied today
Muth
Muthoot Finance
★
4.3
(7,650)
Interest Rate
7.5% - 22.0%
Loan Amount
₹10K — ₹500L
Tenure
3 — 24 months
Processing Fee
1.00%
Instant disbursal
No credit check
Secure vault storage
567 applied today
Mana
Manappuram Finance
★
4.2
(4,560)
Interest Rate
8.0% - 24.0%
Loan Amount
₹10K — ₹250L
Tenure
3 — 12 months
Processing Fee
0.50%
Online gold loan
Doorstep service
Quick renewal
345 applied today
Fede
Federal Bank
★
4.2
(2,340)
Interest Rate
8.5% - 13.0%
Loan Amount
₹10K — ₹100L
Tenure
3 — 24 months
Processing Fee
0.50%
Quick processing
Flexible schemes
No prepayment
123 applied today
Everything You Need to Know About Gold Loans
Compare the best gold loans from top Indian banks and NBFCs. JaldiMoney helps you find the lowest rates, check your eligibility, and apply online — all in one place.
Use the filters above to narrow down offers based on your requirements. Check your free credit score first for the most accurate rate estimates.
Frequently Asked Questions
What is the minimum credit score for a gold loan?
Most lenders require a minimum credit score of 650-700 for gold loans. However, some NBFCs and fintechs may approve loans with scores as low as 600, albeit at higher interest rates. Check your free credit score on JaldiMoney to know where you stand.
How long does approval take?
Many lenders now offer instant or same-day approval for pre-approved customers. For new applications, approval typically takes 1-7 days depending on the lender and loan type.
Does comparing on JaldiMoney affect my credit score?
No. Comparing offers on JaldiMoney does not trigger a hard inquiry on your credit report. Your score is only affected when you formally apply with a specific lender.