Fixed Deposits
Guaranteed returns from top banks and NBFCs. Senior citizen rates up to 9.5% p.a. DICGC insured up to Rs.5 lakh.
Interest Rate
7-8.5% p.a.
Rates vary by bank, tenure, and depositor type
Min. Investment
Rs.5,000
Minimum deposit varies by institution
Lock-in Period
7 days to 10 years
Tax-saver FDs have 5-year lock-in
Tax Benefit
Up to Rs.1.5L
5-year tax-saver FD under Section 80C
How It Works
1
Compare FD Rates
Browse rates from 20+ banks and NBFCs. Filter by tenure, amount, and depositor type.
2
Select Tenure & Amount
Choose your deposit amount and tenure. See exact maturity value with our FD calculator.
3
Book Your FD
Complete your application online. Funds are debited and your FD receipt is generated instantly.
Frequently Asked Questions
NBFC FDs are rated by agencies like CRISIL and ICRA. Stick to AAA or AA+ rated deposits for maximum safety. Unlike bank FDs, NBFC FDs are not covered by DICGC insurance, but top-rated NBFCs have excellent track records.
Ready to start investing?
Create your free JaldiMoney account and begin your fixed deposits journey today.
Start Investing