Best Business Loans in India — March 2026
4 offers from 17+ lenders. Updated today.
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4 results
HDFC
HDFC Bank
★
4.3
(3,450)
Interest Rate
14.0% - 22.0%
Loan Amount
₹100K — ₹50L
Tenure
12 — 48 months
Processing Fee
2.50%
Collateral-free
Working capital
Overdraft facility
145 applied today
Kota
Kotak Mahindra Bank
★
4.2
(2,340)
Interest Rate
16.0% - 26.0%
Loan Amount
₹100K — ₹75L
Tenure
12 — 48 months
Processing Fee
2.00%
MSME focused
Machinery loans
Working capital
87 applied today
Baja
Bajaj Finserv
★
4.1
(2,890)
Interest Rate
14.5% - 26.0%
Loan Amount
₹80K — ₹45L
Tenure
12 — 60 months
Processing Fee
3.50%
Flexi loan
No collateral
Quick disbursal
112 applied today
Lend
Lendingkart
★
4.0
(1,890)
Interest Rate
18.0% - 27.0%
Loan Amount
₹50K — ₹20L
Tenure
6 — 36 months
Processing Fee
2.00%
100% online
Minimal docs
AI-based approval
67 applied today
Everything You Need to Know About Business Loans
Compare the best business loans from top Indian banks and NBFCs. JaldiMoney helps you find the lowest rates, check your eligibility, and apply online — all in one place.
Use the filters above to narrow down offers based on your requirements. Check your free credit score first for the most accurate rate estimates.
Frequently Asked Questions
What is the minimum credit score for a business loan?
Most lenders require a minimum credit score of 650-700 for business loans. However, some NBFCs and fintechs may approve loans with scores as low as 600, albeit at higher interest rates. Check your free credit score on JaldiMoney to know where you stand.
How long does approval take?
Many lenders now offer instant or same-day approval for pre-approved customers. For new applications, approval typically takes 1-7 days depending on the lender and loan type.
Does comparing on JaldiMoney affect my credit score?
No. Comparing offers on JaldiMoney does not trigger a hard inquiry on your credit report. Your score is only affected when you formally apply with a specific lender.