Best Auto Loans in India — March 2026

5 offers from 17+ lenders. Updated today.

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5 results
HDFC

HDFC Bank

★ 4.5 (6,780)

Interest Rate

8.7% - 14.0%

Loan Amount

₹100K — ₹100L

Tenure

12 — 84 months

Processing Fee

0.50%

Check Eligibility
Up to 100% financing Used car loans 7 year tenure
234 applied today
Stat

State Bank of India

★ 4.5 (8,900)

Interest Rate

8.7% - 12.5%

Loan Amount

₹100K — ₹100L

Tenure

12 — 84 months

Processing Fee

Nil

Check Eligibility
Zero processing fee No prepayment Green car discount
312 applied today
ICIC

ICICI Bank

★ 4.3 (5,430)

Interest Rate

8.75% - 13.5%

Loan Amount

₹150K — ₹80L

Tenure

12 — 84 months

Processing Fee

0.50%

Check Eligibility
Doorstep service Dealer network Top-up available
189 applied today
Axis

Axis Bank

★ 4.2 (3,210)

Interest Rate

8.9% - 14.0%

Loan Amount

₹100K — ₹50L

Tenure

12 — 60 months

Processing Fee

1.00%

Check Eligibility
Online tracking Quick approval Insurance tie-up
98 applied today
Tata

Tata Capital

★ 4.2 (2,780)

Interest Rate

9.0% - 15.0%

Loan Amount

₹100K — ₹75L

Tenure

12 — 72 months

Processing Fee

1.00%

Check Eligibility
Flexible EMI Balloon payment Step-up option
76 applied today

Everything You Need to Know About Auto Loans

Compare the best auto loans from top Indian banks and NBFCs. JaldiMoney helps you find the lowest rates, check your eligibility, and apply online — all in one place.

Use the filters above to narrow down offers based on your requirements. Check your free credit score first for the most accurate rate estimates.

Frequently Asked Questions

What is the minimum credit score for a auto loan?
Most lenders require a minimum credit score of 650-700 for auto loans. However, some NBFCs and fintechs may approve loans with scores as low as 600, albeit at higher interest rates. Check your free credit score on JaldiMoney to know where you stand.
How long does approval take?
Many lenders now offer instant or same-day approval for pre-approved customers. For new applications, approval typically takes 1-7 days depending on the lender and loan type.
Does comparing on JaldiMoney affect my credit score?
No. Comparing offers on JaldiMoney does not trigger a hard inquiry on your credit report. Your score is only affected when you formally apply with a specific lender.
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