Best Car Insurance Plans — March 2026
3 plans from top insurers. Compare coverage, premiums, and claim settlement ratios.
HDFC
Comprehensive Car Insurance
HDFC Ergo
★
4.4
Premium From
₹2,999
per year
Claim Settlement
92.4%
Applied Today
234
Cashless repairs at 7000+ garages
Zero depreciation
RSA (Roadside Assistance)
Engine protect
ICIC
Private Car Insurance
ICICI Lombard
★
4.3
Premium From
₹2,499
per year
Claim Settlement
89.7%
Applied Today
189
Instant policy issuance
Cashless at 5000+ garages
NCB protection
Key replacement
Baja
Comprehensive Motor Insurance
Bajaj Allianz
★
4.2
Premium From
₹2,699
per year
Claim Settlement
90.1%
Applied Today
267
4000+ cashless garages
Zero depreciation up to 5 years
Engine & gearbox protect
Consumables cover