How Can We
Help You?

No, JaldiMoney is not a bank or lender. We are a financial marketplace that connects borrowers with banks, NBFCs, and fintech lenders. Think of us as a comparison platform that helps you find the best loan offers tailored to your profile, similar to how LendingTree or PolicyBazaar work.

Your credit score is calculated by credit bureaus (like CIBIL, Experian, and Equifax) based on your repayment history, credit utilisation, length of credit history, credit mix, and recent inquiries. You can check your credit score for free on JaldiMoney without it affecting your score. Maintaining timely payments and keeping credit utilisation below 30% are the most effective ways to improve it.

The documents required depend on the loan type, but generally you will need identity proof (PAN card, Aadhaar), address proof, income proof (salary slips or ITR for the last 2 years), and bank statements for the last 6 months. For business loans, additional documents like GST returns and business registration may be required. You can upload these through our KYC section.

Once you submit your application, you will receive instant matched offers from our partner lenders. The actual loan approval timeline depends on the lender and loan type. Personal loans from fintech partners can be approved within hours, while home loans from banks may take 7-14 business days. We keep you updated on your application status in real time through your dashboard.

Absolutely. We use bank-grade encryption (AES-256) to protect all your personal and financial data. Your information is only shared with lenders you explicitly choose to apply with. We are compliant with data protection regulations and never sell your data to third parties. You can review our privacy policy for full details.

Yes, that is exactly what JaldiMoney is built for. You can compare interest rates, processing fees, loan amounts, and tenure options from multiple banks and NBFCs side by side. Visit our loan comparison pages to browse offers by loan type, or apply directly to get personalised offers based on your profile.

Minimum credit score requirements vary by lender and loan type. Most banks require a CIBIL score of 700+ for personal loans, while some NBFCs and fintech lenders accept scores as low as 600. JaldiMoney matches you with lenders best suited to your credit profile, so even if your score is on the lower side, you may still find suitable offers. Use our eligibility calculator to check.

You can sign up as a referral partner through our partner registration page and select the Freelancer/DSA option. Once approved, you can submit leads through your referral dashboard and earn commissions on every successful disbursement. We offer competitive commission structures with timely payouts.