SME Loans
Tailored financing solutions for small and medium enterprises with flexible terms.
Key Features
Loan Amount
₹10 Lakh – ₹10 Crore
Interest Rate
11% – 18% p.a.
Tenure
Up to 7 years
Processing Fee
1% – 2.5%
Collateral
Both secured & unsecured options
Approval Time
3 – 7 business days
What You Can Use SME Loans For
Common use cases and how businesses leverage this financing.
Machinery Purchase
Upgrade or buy new equipment to scale production capacity.
Working Capital
Bridge cash flow gaps during seasonal demand fluctuations.
Business Expansion
Open new branches, enter new markets, or diversify product lines.
Technology Upgrades
Invest in ERP systems, automation, and digital transformation.
Eligibility Criteria
- Business vintage of at least 2 years
- Minimum annual turnover of ₹25 Lakh
- GST registration required
- Positive profit for last 2 years
- CIBIL score of 650+
Documents Required
- GST returns (last 12 months)
- ITR with computation (last 2 years)
- Bank statements (last 12 months)
- KYC of proprietor/directors
- Business proof (Udyam/GST certificate)
Available Business Loan Products
Compare rates from our lending partners.
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