Real Estate Finance
Construction finance, land acquisition, and commercial property funding for developers and builders.
Key Features
Loan Amount
₹50 Lakh – ₹100 Crore
Interest Rate
10% – 15% p.a.
Tenure
Up to 15 years
Processing Fee
0.5% – 1.5%
Collateral
Property/land as security
Approval Time
15 – 30 business days
What You Can Use Real Estate Finance For
Common use cases and how businesses leverage this financing.
Construction Finance
Fund residential or commercial building projects with phased disbursement.
Land Acquisition
Purchase land parcels for future development projects.
Lease Rental Discounting
Loan against future rental income from commercial properties.
Renovation & Redevelopment
Fund renovation of existing properties or redevelopment projects.
Eligibility Criteria
- Minimum 3 years experience in real estate
- RERA registration for residential projects
- Clear land title and approved building plans
- Minimum 25% promoter equity contribution
- No existing NPA or legal disputes on property
Documents Required
- RERA registration certificate
- Approved building plans and layout
- Land title documents and chain
- Project cost estimates and cash flow projections
- Audited financials (last 3 years)
- KYC of directors/partners
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